Terms of Use
Terms of Use (Website and Mobile Applications)
Last Updated: August 1, 2026
These Terms of Use (“Terms”) govern your access to and use of (a) the websites operated by the Marathon-Sparta Holdings, Inc. (“Marathon Group”), and its subsidiaries, including but not limited to Marathon Administrative Company, Inc. (“MAC”), TXEN Partners, LLC, and Primer Auto Seguro, LLC (the “Website”) and (b) the mobile applications made available by the Company (the “Apps”). The Website and Apps are collectively the “Services.” By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.
1. Definitions
“Company,” “we,” “us,” and “our” mean, collectively, Marathon-Sparta Holdings, Inc. (“Marathon Group”), and its subsidiaries, including but not limited to Marathon Administrative Company, Inc. (“MAC”), TXEN Partners, LLC, and Primer Auto Seguro, LLC, with Marathon Group’s principal office located at 3355 W Alabama St. Ste 1200A, Houston, TX 77098.
“You” and “your” mean the person or entity using the Services.
“Content” means text, data, software, images, audio, video, and other materials.
“User Content” means any Content you submit, upload, transmit, or otherwise make available through the Services.
2. Eligibility and Account Registration
You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Services, unless permitted by applicable law and the Services are intended for minors with appropriate consent.
You may need an account to access certain features. You agree to:
provide accurate, current, and complete information;
maintain and promptly update account information;
keep your credentials confidential; and
promptly notify us of any unauthorized access or use.
You are responsible for all activities under your account.
3. Changes to the Services and These Terms
We may modify, suspend, or discontinue the Services (in whole or in part) at any time. We may update these Terms from time to time. The “Last Updated” date indicates the effective date of changes. Continued use of the Services after changes become effective constitutes acceptance of the revised Terms.
4. Privacy
Your use of the Services is subject to our Privacy Policy (“Privacy Policy”), which describes how we collect, use, and share information. The Privacy Policy is incorporated by reference into these Terms.
Privacy Policy link: https://marathongroup.com/privacy-policy/
5. License to Use the Services
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services for your personal or internal business purposes (as applicable), solely as made available by us.
Except as expressly permitted, you will not (and will not attempt to):
copy, modify, or create derivative works of the Services;
reverse engineer, decompile, or otherwise attempt to extract source code (except where prohibited by law);
interfere with, disrupt, or gain unauthorized access to the Services or systems;
use the Services to develop a competing product or service;
use bots, scrapers, or automated methods to access the Services except as permitted by us in writing; or
bypass or defeat security or access controls.
6. Acceptable Use
You agree not to use the Services in a way that:
violates any applicable law or regulation;
infringes or misappropriates intellectual property or other rights;
is fraudulent, deceptive, defamatory, obscene, harassing, hateful, or threatening;
distributes malware or other harmful code;
attempts to probe, scan, or test the vulnerability of any system or network; or
violates or circumvents any usage limits, rate limits, or other restrictions.
We may investigate and take any action we deem appropriate for violations, including removing Content, suspending access, and reporting to authorities.
7. User Content
7.1 Your Responsibilities
You are solely responsible for your User Content and represent and warrant that:
you own or have all rights necessary to submit the User Content; and
submission and use of the User Content will not violate laws or third-party rights.
7.2 License to Company
You grant the Company a worldwide, non-exclusive, royalty-free, fully paid, transferable, sublicensable license to host, store, reproduce, process, adapt, publish, display, and distribute your User Content as necessary to operate, provide, maintain, improve, and secure the Services and to comply with legal obligations.
7.3 Feedback
If you provide suggestions, ideas, or feedback (“Feedback”), you grant us a perpetual, irrevocable, worldwide, royalty-free license to use the Feedback for any purpose without compensation or attribution.
8. Intellectual Property
The Services, including all Content (excluding User Content), features, and functionality, are owned by the Company and its licensors and are protected by intellectual property laws. These Terms do not grant you any right, title, or interest in the Services except the limited license expressly granted.
Company names, logos, and other trademarks are owned by the Company or its licensors. No trademark rights are granted.
9. App Store Terms (If You Access the Apps)
If you download or access an App via a third-party platform (e.g., Apple App Store, Google Play), you also agree to the platform’s terms. To the extent these Terms conflict with mandatory platform terms, the platform terms govern for that conflict.
You acknowledge:
the platform provider is not responsible for the Services;
the platform provider has no obligation to provide support;
the platform provider may be a third-party beneficiary of these Terms as they relate to your use of the Apps.
10. Third-Party Services and Links
The Services may integrate with or link to third-party websites, services, or content. We do not control and are not responsible for third-party services. Your use of third-party services is at your own risk and may be governed by third-party terms and policies.
11. Subscriptions, Purchases, and Payments (If Applicable)
If the Services include paid features, you agree to the pricing, payment, and billing terms presented at purchase.
Cancellations: You may cancel according to the terms presented at purchase.
Taxes: You are responsible for applicable taxes, duties, and similar governmental assessments, except where we are required to collect taxes.
11. Promotions
Promotions, sweepstakes, contests, and similar offerings may be governed by additional terms. If there is a conflict, the promotion terms govern.
12. Disclaimer of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
We do not warrant that the Services will be uninterrupted, secure, error-free, or free of viruses or other harmful components, or that any Content will be accurate or reliable.
13. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
IN NO EVENT WILL THE COMPANY OR ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO THE SERVICES OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO THE COMPANY FOR THE SERVICES IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM OR (B) US$50.
Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.
14. Indemnification
You agree to defend, indemnify, and hold harmless the Company and its affiliates, and each of their officers, directors, employees, and agents, from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from or related to: (a) your use of the Services; (b) your User Content; (c) your violation of these Terms; or (d) your violation of any law or third-party right.
15. Termination
We may suspend or terminate your access to the Services at any time if we believe you have violated these Terms, pose a security risk, or for any other reason as permitted by law.
You may stop using the Services at any time. Upon termination, the license granted to you ends, and you must cease use of the Services. Sections intended by their nature to survive termination will survive (including intellectual property, disclaimers, limitations of liability, indemnity, and dispute resolution).
16. Digital Millennium Copyright Act (DMCA) / Copyright Complaints (U.S. Only)
If you believe your copyright has been infringed, you may submit a notice to our designated agent:
Designated Agent: Montgomery Law Firm
Address: 3355 W Alabama St, Ste 1200A, Houston TX 77098
Email: dbm@dmontgomerylaw.com
Phone: 713-626-7777
Your notice must include information required by 17 U.S.C. § 512(c)(3). We may remove allegedly infringing content and, in appropriate circumstances, terminate repeat infringers.
17. Governing Law; Dispute Resolution
Governing Law. These Terms are governed by the laws of the state of Texas without regard to conflict-of-law principles.
Dispute Resolution. Before filing a claim, you agree to contact us at dbm@dmontgomerylaw.com and attempt to resolve disputes informally.
18. Communications; Electronic Notices
You agree that we may provide notices and communications electronically (e.g., via the Services, email, or push notifications). You consent to receive communications from us electronically, and you agree that electronic notices satisfy legal notice requirements.
19. General Terms
Assignment. You may not assign these Terms without our prior written consent. We may assign these Terms as part of a merger, acquisition, corporate reorganization, or sale of assets.
Severability. If any provision is held unenforceable, the remaining provisions will remain in effect.
Waiver. A waiver of any term is not a waiver of any other term.
Entire Agreement. These Terms and any policies referenced (including the Privacy Policy) constitute the entire agreement between you and the Company regarding the Services.
Contact. Questions about these Terms can be sent to: contact@marathongroup.com or privacy@marathongroup.com.